ITR-1 (Sahaj) Filing Services for salaried individuals and pensioners.
Accurate and timely ITR-1 filing for salaried employees, pensioners, and individuals with income from one house property and other sources — with complete Form 16, AIS, and Form 26AS reconciliation by experienced Chartered Accountants in Mumbai.
ITR-1, commonly known as Sahaj, is the simplest income tax return form — yet errors in salary computation, missed deductions, or mismatches with AIS data can trigger notices, delay refunds, or result in excess tax payment. At NDS Advisors, we ensure your ITR-1 is filed with precision, not just speed.
Eligible for resident individuals with total income up to ₹50 lakh from salary or pension, one house property, and other sources like interest income, ITR-1 requires careful reconciliation of Form 16 with the Annual Information Statement (AIS) and Form 26AS on the income tax portal. Even minor discrepancies can lead to automated adjustment notices under Section 143(1).
Our CA team reviews every component of your income — standard deduction, HRA exemption, 80C investments, 80D health insurance, home loan interest — compares both old and new tax regime outcomes, and files a clean, notice-free return with verified e-verification within 24 hours of submission.
What's Included in ITR-1 Filing
Form 16 Analysis
Detailed review of Part A and Part B of Form 16 — salary, allowances, perquisites, and employer-side TDS verification against Form 26AS.
AIS & TIS Reconciliation
Cross-verification of Annual Information Statement and Taxpayer Information Summary with your income details before filing to eliminate mismatches.
HRA Exemption Computation
Accurate HRA exemption under Section 10(13A) — calculated correctly for metro and non-metro cities with rent receipts and landlord PAN compliance.
Deduction Optimisation
Maximising deductions under 80C, 80D, 80TTA/80TTB, 80G, and Section 24(b) home loan interest — within the limits applicable to your income profile.
Old vs New Regime Comparison
Side-by-side tax computation under both regimes — recommending the option with the lowest net tax outflow for assessment year filing.
Interest Income Reporting
Accurate reporting of savings account, fixed deposit, and recurring deposit interest — with applicable deductions under Section 80TTA or 80TTB for senior citizens.
Our ITR-1 Filing Process
Document Checklist
We share a personalised document list — Form 16, bank statements, investment proofs, rent receipts — collected securely online.
AIS Verification
We pull and review your AIS, TIS, and Form 26AS to identify any pre-filled data that needs correction or confirmation.
Tax Computation
Complete income computation with all deductions, regime comparison, and a tax summary shared for your review and approval.
ITR Filing
Accurate ITR-1 preparation and filing on the income tax portal — all schedules correctly populated with verified figures.
e-Verification
Instant e-verification via Aadhaar OTP or net banking, with ITR-V acknowledgement shared within 24 hours of filing.
Why Choose NDS Advisors for ITR-1
Frequently Asked Questions
ITR-1 is for resident individuals whose total income does not exceed ₹50 lakh in a financial year, earned from salary or pension, one house property, and other sources such as interest from savings accounts, fixed deposits, or family pension. It cannot be used by company directors, individuals with agricultural income above ₹5,000, or those with foreign assets.
Form 16 is a TDS certificate issued by your employer under Section 203 of the Income Tax Act. It contains Part A (TDS deducted and deposited) and Part B (salary, perquisites, allowances, and deductions). It is the primary document for ITR-1 filing and must be cross-verified with Form 26AS and AIS before submission.
Yes. HRA exemption under Section 10(13A) is available if you receive HRA as part of your salary and pay rent. The exemption is the minimum of: actual HRA received, 50% of basic salary (metro) or 40% (non-metro), and rent paid minus 10% of basic salary. Rent receipts and the landlord's PAN (if annual rent exceeds ₹1 lakh) are required.
Under the old regime, salaried taxpayers can claim Section 80C up to ₹1.5 lakh (PPF, ELSS, LIC, home loan principal), Section 80D for health insurance up to ₹25,000 (₹50,000 for senior citizens), Section 80TTA for savings interest up to ₹10,000, standard deduction of ₹50,000, and home loan interest under Section 24(b) up to ₹2 lakh.
Yes. Interest from savings accounts and fixed deposits falls under 'Income from Other Sources' and is reportable in ITR-1 — provided total income stays within ₹50 lakh. Interest is fully taxable; the deduction under Section 80TTA (₹10,000 on savings interest) or 80TTB (₹50,000 for senior citizens) can reduce the taxable amount.
The due date for ITR-1 is 31 July of the relevant assessment year for individuals not subject to audit. Filing after this attracts a late fee of ₹1,000 (income below ₹5 lakh) or ₹5,000 under Section 234F. Interest under Section 234A applies if tax is outstanding. Early filing ensures faster refund processing.
Yes. Pension income is treated as salary and reported in ITR-1. Pensioners can claim a standard deduction of ₹50,000. Family pension is taxable under 'Other Sources' with a deduction of one-third of the pension or ₹15,000, whichever is lower.
Key documents include Form 16, Form 26AS and AIS from the income tax portal, bank interest certificates, savings account statement, rent receipts and landlord PAN for HRA, home loan interest certificate for Section 24(b), and investment proofs for 80C and 80D. We share a tailored checklist at engagement start.
File Your ITR-1 Accurately This Year
Let our CA team handle your Sahaj filing — with complete AIS reconciliation, maximum deductions, and e-verification within 24 hours.
Get Started Today or call +91 9819 000 511