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Fintech Audit

Fintech Startup — Statutory Cleanup for Series B Readiness

When a fast-scaling fintech hit Series B due diligence with disorganised statutory records, we ran a forensic readiness audit that closed every gap — and protected the founders' valuation.

Client Type
Fintech | Private Limited
Stage
Series B / Growth
Location
Mumbai · Bengaluru
Engagement
Due-Diligence Readiness Audit
The Challenge

A growth story outpacing its paperwork.

The company had scaled rapidly after its Series A, but that velocity came at the cost of administrative hygiene. As it entered due diligence for a significant Series B round, the founders realised their statutory records — minutes books, share certificates, and various Registrar of Companies (ROC) filings — were in disarray. Institutional investors read disorganised compliance as a red flag for weak governance, which can translate directly into lowered valuations or exhausting conditions precedent that delay funding. Our task was to repair the legal backbone before investor counsel ever opened the file.

Our Approach

How we rebuilt the legal backbone.

01

Cap Table Reconciliation

We reconciled the current cap table against historical ROC filings, ensuring every issuance was backed by perfectly executed Forms PAS-3 (allotment) and SH-7 (alteration of capital).

02

Statutory Reconstruction

We updated and digitised the minutes books in strict accordance with Section 118, and prepared reports under Section 121 (AGM) and Section 46 (share certificates) — a clear, chronological governance trail.

03

FEMA Remediation

We conducted a deep dive into Foreign Exchange Management Act compliances, closing out and securing acknowledgments for all past FC-GPR filings tied to foreign inward remittances.

04

Data Room Optimisation

We organised the entire corporate secretarial history into a data-room-ready structure, letting the incoming investors' counsel navigate it with zero friction.

Expertise Delivered

The capabilities we brought to bear.

Corporate Secretarial Reconstruction

Minutes, statutory registers, and share certificates rebuilt to the Companies Act, 2013.

ROC Filing Verification

PAS-3 allotments and SH-7 capital alterations reconciled line-by-line to the cap table.

FEMA & FC-GPR Compliance

Foreign inward remittance filings closed out with departmental acknowledgments secured.

Due-Diligence Data Room

Investor-ready structure that turned a messy history into a frictionless review.

Key Outcomes

The results we delivered.

Series B due diligence completed with zero conditions precedent on historical statutory compliance
Full valuation leverage preserved through the round
Last-minute legal scrambling — common at growth stage — avoided entirely
A clean audit trail that gave investors confidence in the firm's governance

Statutory compliance is the foundation of valuation; cleaning it up during a funding round is far more expensive than maintaining it consistently.

— NDS Advisors

Raising, and want your records investor-ready?