Capital Gain on Sale the tax that lands the moment you sell.
End-to-end handling of capital gains on the sale of property, shares, mutual funds, gold, and unlisted securities — holding-period classification, the right tax rate, reinvestment exemptions, TDS, and clean reporting in your return.
When you sell a capital asset for more than it cost you, the profit is a capital gain — and the tax it attracts depends almost entirely on how long you held the asset and what type it is. Listed shares and equity mutual funds turn long-term after 12 months; property, gold, and unlisted shares only after 24 months. Sell sooner and the gain is short-term, taxed very differently.
The rules shifted sharply for transfers made on or after 23 July 2024. Long-term gains on most assets are now taxed at a flat 12.5% without indexation, short-term gains on listed equity moved to 20%, and indexation was withdrawn for new acquisitions. For land or a building bought before that date, resident individuals and HUFs can still choose between 12.5% without indexation and 20% with indexation — whichever costs less.
The gain itself is rarely the full story. Reinvestment under Sections 54, 54F, and 54EC can wipe out the tax entirely, the buyer of property deducts TDS under Section 194-IA, and losses can be set off and carried forward for eight years. We work the sale from classification to filing so you pay the correct tax — not a rupee more — with a backup file that stands up to scrutiny.
Our Capital Gain on Sale Services
Sale of Property
Gain on land, flats, and commercial property with the indexation-vs-flat-rate choice optimised.
Sale of Shares & Securities
Listed and unlisted shares, with Section 112A grandfathering for pre-2018 holdings.
Sale of Mutual Funds
Equity, debt, and hybrid funds taxed by the correct rule and holding period.
Holding-Period Check
Short-term vs long-term classification fixed correctly for every asset type.
Tax Rate Application
Current 12.5% LTCG and 20% equity STCG rates applied with surcharge and cess.
Exemptions & Reinvestment
Sections 54, 54F, and 54EC planned to reduce or remove the gain on sale.
TDS on Sale
Section 194-IA for residents and Section 195 for NRI sellers managed end-to-end.
Reporting & Filing
Schedule CG and Schedule 112A completed, with loss set-off and carry-forward.
Our Approach
Sale Identification
Every asset sold during the year listed with sale and purchase dates.
Document Pack
Sale deeds, broker statements, purchase invoices, and improvement bills gathered.
Gain & Tax
Gain computed, classified, and taxed at the correct current rate.
Exemption Planning
Reinvestment and bond options checked to legally reduce the tax.
Reporting
Schedule CG filed with TDS credit and backup file retained for the client.
Why It Matters
Frequently Asked Questions
The profit arising when you sell a capital asset such as property, shares, mutual funds, or gold — taxed as short-term or long-term capital gain depending on how long you held it.
Listed shares and equity mutual funds held over 12 months are long-term; most other assets like property, gold, and unlisted shares are long-term only if held over 24 months. Anything sold earlier is short-term.
For transfers on or after 23 July 2024, long-term gains are generally taxed at 12.5% without indexation, with a ₹1.25 lakh exemption on listed equity. Short-term gains on listed equity are taxed at 20%, and on other assets at your slab rate.
Yes. Exemptions are available under Sections 54 and 54F for reinvestment in a residential house, and Section 54EC for investment in specified NHAI or REC bonds up to ₹50 lakh within six months.
Yes. The buyer deducts 1% TDS under Section 194-IA where the sale consideration is ₹50 lakh or more. Higher TDS under Section 195 applies where the seller is a non-resident.
Selling an Asset This Year?
Get the gain classified, taxed at the right rate, and reduced through every exemption you qualify for — with TDS claimed and a backup file that holds up in scrutiny.
Plan My Capital Gain or call +91 9819 000 511