Investments in India for NRIs, every investment is a tax decision.
Comprehensive support for NRI investments in Indian equity, mutual funds, fixed deposits, real estate, and government securities — KYC, FEMA structuring, tax planning, and ongoing compliance handled end-to-end.
India offers NRIs a wide canvas of investment options — direct equity via the PIS route, mutual funds, NRE and FCNR deposits, NRO fixed deposits, residential and commercial property, sovereign gold bonds, and listed debt. Each has its own tax treatment, repatriation rules, and KYC track.
Choosing the right structure matters more than the asset itself. The same equity portfolio held via an NRE PIS account behaves differently from an NRO PIS account when it comes to repatriation. Similarly, a property bought from NRE funds enjoys full repatriability on sale, while an NRO-funded property does not.
We help NRI investors build and run their India portfolio with structural clarity — KYC done correctly, accounts mapped to investment goals, tax planning around capital gains and TDS, and repatriation worked out in advance rather than as an afterthought.
Our Investments in India Services
Equity & PIS
Portfolio Investment Scheme account setup and ongoing tax computation.
Mutual Funds
NRI mutual fund KYC, redemption tax, and TDS management.
NRE / FCNR Deposits
Structuring deposits across banks for laddering and tax efficiency.
NRO Fixed Deposits
NRO FD planning with TDS optimisation and repatriation route.
Real Estate
Property purchase advisory under FEMA with funding source planning.
Government Securities
Investment in G-Secs, SGB, and listed debt via the right route.
Capital Gains Planning
Section 54 / 54F / 54EC planning on property and equity gains.
Repatriation Roadmap
Repatriation route mapped at the time of investment, not at exit.
Our Approach
Goal & Risk
Investment goal, time horizon, and repatriation preference understood.
Account Setup
NRO, NRE, PIS, and demat accounts opened or restructured.
Allocation Plan
Asset allocation aligned with FEMA and tax rules.
Execution
Investments made through the right route with proper documentation.
Ongoing Review
Yearly review of returns, tax position, and repatriation status.
Why It Matters
Frequently Asked Questions
Yes, through the Portfolio Investment Scheme (PIS) route with an NRE or NRO account.
Yes, NRIs can invest in most Indian mutual funds after NRI KYC.
No, NRIs cannot buy agricultural land, plantation property, or farmhouses.
No, interest on NRE deposits is tax-free as long as NRI status is maintained.
Currently, NRIs are not permitted to invest in fresh issues of sovereign gold bonds.
Building Your India Portfolio?
From KYC and PIS setup to capital gains planning and repatriation — get NRI-focused investment compliance from a Chartered Accountant.
Plan My India Investments or call +91 9819 000 511